Free Financial Calculators -Mortgage, Loan & Retirement Calculator
Calculate mortgages, loans, compound interest, and retirement savings with our free online financial calculators. Get instant, accurate results for mortgage payments, loan amortization, APR, and investment planning. Trusted by 100,000+ users monthly.
Financial Calculators
Choose from our comprehensive suite of calculators to help with loans, investments, retirement planning, and more
Amortization Calculator
Calculate your loan amortization schedule and see how each monthly payment breaks down between principal and interest. Free amortization calculator with payment schedule.
Loan Payoff Calculator
Use our early loan payoff calculator to see how extra payments reduce your loan term and save on interest. Free debt payoff estimator with payment schedule.
Mortgage Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, and insurance (PITI). Free mortgage payment estimator with amortization schedule for US home loans.
APR Calculator
Calculate the true annual percentage rate (APR) of your loan including all fees and charges. Free loan APR calculator to compare loan offers.
Interest Rate Calculator
Calculate simple interest and compound interest to see investment growth over time. Free loan interest calculator and savings interest calculator.
Working Hours Calculator
Track your work hours and calculate overtime pay with our salary hours calculator. Free tool to calculate total hours worked and earnings.
Compound Interest Calculator
See how compound interest grows your savings and investments over time. Free investment growth calculator with regular contribution support.
Retirement Calculator
Plan your retirement savings with our free retirement calculator online. Calculate if you're on track with our retirement planning tool and 401k calculator.
How It Works
Get accurate financial calculations in three simple steps
Choose Your Calculator
Select from our suite of financial calculators including our popular mortgage payment calculator, loan amortization tool, or compound interest calculator designed for your specific needs
Enter Your Numbers
Input your financial details with our easy-to-use, mobile-friendly interface for mortgage, loan amortization, or compound interest calculations
Get Instant Results
Receive detailed calculations, charts, and actionable insights immediately for mortgage payments, loan amortization, or compound interest growth
Ready to get started?
Start with our popular tools: mortgage payment calculator, loan amortization, or compound interest calculator.
Browse All CalculatorsTrusted by Thousands
4.9/5 average rating
This amortization calculator helped me understand my mortgage and save $50K by paying extra each month. Game changer!
— Sarah M.
Finally, a calculator that's actually easy to use and gives me the real numbers I need.
— James K.
I used the retirement calculator and realized I need to save $500 more per month. Glad I found out now!
— Maria L.
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Why Use Our Financial Planning Tools?
Our free financial calculators provide accurate, reliable results for all your financial planning needs
Accurate Mortgage Calculations
Our mortgage calculator provides precise estimates of your monthly payments, including principal, interest, taxes, and insurance. Whether you're a first-time homebuyer or refinancing, our mortgage calculator helps you understand the true cost of homeownership and make informed decisions. The calculator includes features to compare different loan terms and down payment options.
Frequently Asked Questions
Find answers to common questions about our financial calculators
What is a mortgage calculator and how does it work?
A mortgage calculator helps you estimate your monthly mortgage payments by factoring in the loan amount, interest rate, loan term, and additional costs like property taxes and homeowners insurance. Our mortgage calculator provides detailed breakdowns showing how much of each payment goes toward principal versus interest. This tool is essential for homebuyers to understand affordability and for current homeowners considering refinancing options. Simply enter your loan details, and our calculator will show you your estimated monthly payment and total interest paid over the life of the loan.
How do I use the compound interest calculator for retirement planning?
Our compound interest calculator is ideal for retirement planning as it shows how your money grows over time with compound interest. Enter your initial investment, monthly contributions, expected annual return rate, and time period to see your potential retirement savings. The calculator demonstrates the power of compound interest, showing how regular contributions and time can significantly increase your wealth. This tool helps you determine if you're saving enough for retirement and adjust your strategy accordingly by comparing different contribution amounts and investment return scenarios.
Can I calculate my loan amortization schedule for free?
Yes, our free amortization calculator provides a complete loan amortization schedule showing how each payment reduces your principal balance and how much goes to interest. The schedule details every payment over the life of your loan, helping you understand the total interest you'll pay and the impact of making extra payments. Our loan amortization calculator is perfect for mortgages, auto loans, personal loans, and other installment loans. You can see exactly when your loan will be paid off and how additional payments can reduce both the total interest paid and the loan term.
How accurate are your mortgage calculators?
Our mortgage calculators use current industry standards and formulas to provide accurate estimates. They factor in principal, interest, taxes, and insurance to give you a comprehensive view of your monthly payments.
Can I use the compound interest calculator for retirement planning?
Yes, our compound interest calculator is perfect for retirement planning. You can input your current savings, monthly contributions, expected rate of return, and time horizon to see how your investments could grow.
Are your financial planning tools really free to use?
Yes, all our financial calculators are completely free to use with no hidden fees or signup required. We believe everyone should have access to quality financial planning tools.
Popular Financial Calculators
Our most used tools to help with common financial decisions
Amortization Calculator
Calculate your loan amortization schedule and see how each monthly payment breaks down between principal and interest. Free amortization calculator with payment schedule.
Mortgage Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, and insurance (PITI). Free mortgage payment estimator with amortization schedule for US home loans.
Compound Interest Calculator
See how compound interest grows your savings and investments over time. Free investment growth calculator with regular contribution support.
Retirement Calculator
Plan your retirement savings with our free retirement calculator online. Calculate if you're on track with our retirement planning tool and 401k calculator.